We Live in Volatile and Treacherous Financial Times
Investment Paycheck: We focus on creating a consistent cash flow from a portfolio of individual bonds.  We maximize your after-tax cash flow by investing in tax-free municipal bonds.
Hildy Richelson, Ph.D., and Stan Richelson, J.D., LL.M., are authors of five books on bonds.  Hildy Richelson is President of Scarsdale Investment Group Ltd. In Blue Bell, PA.
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Cash when you need it: Customize the design of your portfolio of individual bonds in a bond ladder to provide cash when you need it.
The Advisor Matters:  A brokerage firm that buys and sells bonds to individuals has a severe conflict of interest.  The brokerage firm is actually a principal in the sale of the bonds to you.  The brokerage firm represents itself, not you in the bond transactions.  We represent you.  When considering any investment, the advisor matters.
The Unbeaten Path:  See your investment future through our eyes.  Our latest book BONDS:  The Unbeaten Path to Secure Investment Growth, Second Edition (Bloomberg Press, 2011)  explains The All-Bond Portfolio.
Stan and Hildy
Richelson
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Let cash flow drive your investment strategy
Scarsdale Investment Group
The Unbeaten Path to Secure Investment Growth
Minimize Risk:  We invest in the highest quality individual bonds to  make sure your investment paycheck is secure. 
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Growth from Reinvestment:  If you reinvest your cash flow, your money will grow.
"Using Bonds for Portfolio Income"
(AAII Journal, October 2012)
"Hype and Reality in the Muni Bond Market"
(Advisor Perspectives, August 21,  2012)
"Puerto Rico: Always the Money Owing"
(Advisor Perspectives, October 29, 2013)
"Why Buy Bonds if Interest Rates Will RIse?"
(AAII Journal, May 2013)
Articles by Hildy & Stan Richelson
"THE CASE of the Unattended Cookie Jar:  Public Pensions in Illinois"
(AllBond Newsletter, March 2014)